Westchester seller transfer taxes
Westchester and Yonkers transfer tax calculator.
Every Westchester sale pays the 0.4% New York State transfer tax. Yonkers, including Colonial Heights, adds a 1.5% city tax on houses and condos. Pick the property type, enter a price, and see your taxes and estimated net.
Estimated net proceeds
$0
Want the exact number?
Rafael will prepare a written net sheet for your home from recent comparable sales, at no cost.
Transfer tax rates by location.
Paid by the seller at closing unless the contract says otherwise.
| Where you are selling | State tax | City tax | Total |
|---|---|---|---|
| Yonkers and Colonial Heights, house or condo | 0.4% | 1.5% | 1.9% |
| Yonkers and Colonial Heights, co-op | 0.4% | None | 0.4% |
| Bronxville and Tuckahoe | 0.4% | None | 0.4% |
| Most of Westchester | 0.4% | None | 0.4% |
Mount Vernon and Peekskill also charge city transfer taxes; Mount Vernon changed its rate in 2026, so ask Rafael for the current figure. Rates current as of November 2026.
What it looks like on a real sale.
| Sale | State tax | City tax | Seller pays |
|---|---|---|---|
| $650,000 house in Colonial Heights | $2,600 | $9,750 | $12,350 |
| $250,000 co-op in Yonkers | $1,000 | None | $1,000 |
| $1,200,000 house in Bronxville | $4,800 | None | $4,800 |
On the $1,200,000 Bronxville sale the buyer also pays a 1% mansion tax ($12,000), because the price is $1 million or more. That is a buyer cost and does not reduce your net.
Taxes are only part of your net.
Commission, your attorney, any flip tax and your mortgage payoff move the number more than the transfer tax does. Rafael prepares a written net sheet for your exact property before you list.
Westchester transfer tax questions.
Selling in the city instead? See the NYC seller closing cost calculator. En español: calculadora de impuestos de transferencia.
What is the transfer tax in Westchester County?
Every sale in Westchester pays the New York State transfer tax of 0.4% of the price ($2 for every $500), and the seller pays it. There is no separate county transfer tax. A few cities add their own tax on top, most importantly Yonkers.
How much is the Yonkers transfer tax?
Yonkers charges a 1.5% city transfer tax, paid by the seller, on top of the 0.4% state tax, for 1.9% in total. Colonial Heights is part of the City of Yonkers, so the same 1.5% applies there. Sales of $25,000 or less are exempt from the city tax.
Do Yonkers co-ops pay the 1.5% city transfer tax?
No. The Yonkers tax applies to deeds, and a co-op sale transfers shares, not a deed. Co-op sellers in Yonkers pay only the 0.4% state tax, plus any flip tax the building charges.
Do Bronxville and Tuckahoe have a local transfer tax?
No. Sellers in Bronxville and Tuckahoe pay only the 0.4% New York State transfer tax.
Who pays the mansion tax in Westchester?
The buyer. Outside New York City, the mansion tax is a flat 1% of the price on residential purchases of $1 million or more, and it is not a seller cost.